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Why is health insurance tied to employment in the US?
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LoP Guest lop guest User ID: 49548 12-16-2011 05:18 AM
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RE: Why is health insurance tied to employment in the US?
Luvapottamus Wrote:dirtfarmer Wrote:LoP Guest Wrote:Absolutely no reason to stick that on an employer, not to mention the unemployed, disabled, elderly, etc.
As the rest of the world knows, Health CARE is the responsibility of the government.
Well I have been self employed the last 40 years, and have paid for my own insurance all the way. Why the hell should the Government pay for it?
THe government shouldn't PAY for it, just RUN IT, so you get the CARE.
I think state government would do a better job than the federal government.
The problem with PRIVATE insurance is it's PROFIT DRIVEN.
I had private insurance, and when I needed it, it wasn't there. Not only did I get stuck with a huge bill, I didn't get the treatment I NEEDED which I ASKED FOR and WHICH WAS CHEAPER.
Everybody gets sick and dies. It's not like FIRE INSURANCE. There shouldn't be a middle-man motivated by PROFIT.

Agree. Non-profit is the way to go. We spend way too much on facilities and high tech equipment in order for hospitals to "compete" for patients-
we just need
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LoP Guest lop guest User ID: 49548 12-16-2011 05:19 AM
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RE: Why is health insurance tied to employment in the US?
Luvapottamus Wrote:dirtfarmer Wrote:LoP Guest Wrote:Absolutely no reason to stick that on an employer, not to mention the unemployed, disabled, elderly, etc.
As the rest of the world knows, Health CARE is the responsibility of the government.
Well I have been self employed the last 40 years, and have paid for my own insurance all the way. Why the hell should the Government pay for it?
THe government shouldn't PAY for it, just RUN IT, so you get the CARE.
I think state government would do a better job than the federal government.
The problem with PRIVATE insurance is it's PROFIT DRIVEN.
I had private insurance, and when I needed it, it wasn't there. Not only did I get stuck with a huge bill, I didn't get the treatment I NEEDED which I ASKED FOR and WHICH WAS CHEAPER.
Everybody gets sick and dies. It's not like FIRE INSURANCE. There shouldn't be a middle-man motivated by PROFIT.

I agree.
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LoP Guest lop guest User ID: 49548 12-16-2011 05:20 AM
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RE: Why is health insurance tied to employment in the US?
oops, double clutched...
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Luvapottamus Registered User User ID: 61603 12-16-2011 05:27 AM
Posts: 20,806
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RE: Why is health insurance tied to employment in the US?
The old system worked pretty damn well.
Buy your private-non-profit insurance, and the FEDS pay a bit for infrastructure an safety net programs.
It doesn't have to be State run, but state OVERSIGHT to make sure it's set up and performing in a way that maximizes PATIENT CARE.
When I lived in Seattle, I read a news report, British Colombia had a province run Auto Liability Insurance system.
They had a surpus, and all BC drivers got a $300 rebate.
You want full coverage, you can still buy it.
But I'm sure their health care is full service for all.
We don't HAVE to do that. What worked before Nixon f*cked it up could work again.
I'm just saying the FASCIST version SUCKS.
There is no such thing as sovereign debt. Nationalize monetary policy at the FED, reinstate Greenbacks.
Wall Street Sales Tax http://www.youtube.com/watch?v=Vb5OQUElilo
United Front Against Austerity
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Helen Keller Registered User User ID: 16091 12-16-2011 07:53 AM
Posts: 5,124
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RE: Why is health insurance tied to employment in the US?
bigger Q: why is income tax collection tied to the employer?
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LoP Guest lop guest User ID: 49548 12-16-2011 09:06 AM
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RE: Why is health insurance tied to employment in the US?
Helen Keller Wrote:bigger Q: why is income tax collection tied to the employer?
Fair enough, but how much of your say $6000 tax bill would you have ready to hand over at the end of the year?
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LoP Guest lop guest User ID: 49548 12-16-2011 09:08 AM
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RE: Why is health insurance tied to employment in the US?
Luvapottamus Wrote:The old system worked pretty damn well.
Buy your private-non-profit insurance, and the FEDS pay a bit for infrastructure an safety net programs.
It doesn't have to be State run, but state OVERSIGHT to make sure it's set up and performing in a way that maximizes PATIENT CARE.
When I lived in Seattle, I read a news report, British Colombia had a province run Auto Liability Insurance system.
They had a surpus, and all BC drivers got a $300 rebate.
You want full coverage, you can still buy it.
But I'm sure their health care is full service for all.
We don't HAVE to do that. What worked before Nixon f*cked it up could work again.
I'm just saying the FASCIST version SUCKS.
Why did Nixon f*ck wit it? How did he sell this bill of goods? How was he able to break something which was not broken?
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Enaid Registered User User ID: 14189 12-16-2011 02:48 PM
Posts: 6,376
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RE: Why is health insurance tied to employment in the US?
absurdious Wrote:LoP Guest Wrote:LoP Guest Wrote:Well then, Absurdius says you're irresponsible if you take a job without benefits. Just say no. don't do it. Starve spork.
Yes, Absurdius is my god, I must obey- Absurdius "knows" 
Actually I was referring more to the idea that each individual should take responsibility for their own health care, as in taking care of your health. Living a healthy lifestyle: emotionally, physically, and mentally.
The body has been endowed with amazing powers to heal itself, just as with the rest of nature. It is only through our own ignorance and ego have we forgotten that.
SSSHHHHHH The natives here really hate the concept of personal responsibility. They get real f*cking mad at the concept.
Your common sense really gets em all foaming at the mouth and shit.
The last place I want the government is involved in my health care.
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(This post was last modified: 12-16-2011 02:49 PM by Enaid.)
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LoP Guest lop guest User ID: 54728 12-16-2011 03:10 PM
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RE: Why is health insurance tied to employment in the US?
health insurance is a derivative financial instrument. It has no value of its own but is derived from the underlying asset of the human body and its condition.
Its a very sickening concept. It comes from a very corrupt mind. There need not be any middleman between doctors and patients.
The whole idea of "I tell you what, you pay me 300 bucks a month, and if you get sick and need a doctor, I'll take care of the bill. Hows that sound?"
I really wonder sometimes how these scams were allowed to fruit into the conglomerates they are today, such as you have voiced yourself.
The concept of insurance has destroyed any chance of allowing a free market any chance of establishing true rates by reason of supply and demand.
Insurance IS the problem not the lack thereof. Health care rates are completely out of reality as far as pricing is concerned and what we as a people can afford. Explain to me how insurance magically fixes this reality. Its all a bunch of hocus pocus. None of this has anything to do with HEALTHCARE whatsoever, but money and greed.
Now then, why wouldn't the administrators of this system tie their derivative instrument to corporate payrolls as they do with 401k's? They are selling you options. They are selling you derivatives on the asset that is you. they take it and establish a float, and add to their gambling money. Why wouldn't this be offered when you are signing up for a paycheck?
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Twatwaffle lop guest User ID: 68215 12-16-2011 03:12 PM
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RE: Why is health insurance tied to employment in the US?
LoP Guest Wrote:Absolutely no reason to stick that on an employer, not to mention the unemployed, disabled, elderly, etc.
The employer-relationship to health care in the U.S. actually started in the shadow of FDR's New Deal. During WW2, wage and price controls were instituted, which prevented increases in salary. Accordingly, employers could only offer their employees increases via an expansion of employment related fringe benefits, health insurance being one of those primary fringe benefits.
It has remained the main source of health insurance for about 2/3 of the American people since then.
LoP Guest Wrote:As the rest of the world knows, Health CARE is the responsibility of the government.
Care of one's own body is the primary responsibility of one's self only. Abdicating this responsibility to another is dangerous and unwise, especially to a government.
Assisting in the payment of health services can be a responsibility of government, given the right set of circumstances.
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LoP Guest lop guest User ID: 49548 12-16-2011 06:05 PM
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RE: Why is health insurance tied to employment in the US?
LoP Guest Wrote:health insurance is a derivative financial instrument. It has no value of its own but is derived from the underlying asset of the human body and its condition.
Its a very sickening concept. It comes from a very corrupt mind. There need not be any middleman between doctors and patients.
The whole idea of "I tell you what, you pay me 300 bucks a month, and if you get sick and need a doctor, I'll take care of the bill. Hows that sound?"
I really wonder sometimes how these scams were allowed to fruit into the conglomerates they are today, such as you have voiced yourself.
The concept of insurance has destroyed any chance of allowing a free market any chance of establishing true rates by reason of supply and demand.
Insurance IS the problem not the lack thereof. Health care rates are completely out of reality as far as pricing is concerned and what we as a people can afford. Explain to me how insurance magically fixes this reality. Its all a bunch of hocus pocus. None of this has anything to do with HEALTHCARE whatsoever, but money and greed.
Now then, why wouldn't the administrators of this system tie their derivative instrument to corporate payrolls as they do with 401k's? They are selling you options. They are selling you derivatives on the asset that is you. they take it and establish a float, and add to their gambling money. Why wouldn't this be offered when you are signing up for a paycheck?
You make a valid point, but investors know when to pull out of deal that is crashing- they lose only money. The problem here is that when your mom or son's health is on the line, no one will pull out until death. The loss is far higher than cash or wealth.
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LoP Guest lop guest User ID: 49548 12-16-2011 06:06 PM
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RE: Why is health insurance tied to employment in the US?
Twatwaffle Wrote:LoP Guest Wrote:Absolutely no reason to stick that on an employer, not to mention the unemployed, disabled, elderly, etc.
The employer-relationship to health care in the U.S. actually started in the shadow of FDR's New Deal. During WW2, wage and price controls were instituted, which prevented increases in salary. Accordingly, employers could only offer their employees increases via an expansion of employment related fringe benefits, health insurance being one of those primary fringe benefits.
It has remained the main source of health insurance for about 2/3 of the American people since then.
LoP Guest Wrote:As the rest of the world knows, Health CARE is the responsibility of the government.
Care of one's own body is the primary responsibility of one's self only. Abdicating this responsibility to another is dangerous and unwise, especially to a government.
Assisting in the payment of health services can be a responsibility of government, given the right set of circumstances.
We could have a war in Iraq, or health care for everyone. Which did our government choose?
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LoP Guest lop guest User ID: 49548 12-16-2011 06:08 PM
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RE: Why is health insurance tied to employment in the US?
Enaid Wrote:absurdious Wrote:LoP Guest Wrote:Yes, Absurdius is my god, I must obey- Absurdius "knows" 
Actually I was referring more to the idea that each individual should take responsibility for their own health care, as in taking care of your health. Living a healthy lifestyle: emotionally, physically, and mentally.
The body has been endowed with amazing powers to heal itself, just as with the rest of nature. It is only through our own ignorance and ego have we forgotten that.
SSSHHHHHH The natives here really hate the concept of personal responsibility. They get real f*cking mad at the concept.
Your common sense really gets em all foaming at the mouth and shit.
The last place I want the government is involved in my health care.
It's not just about you sister. Obviously you have a job or lots of dough.
Have you been paying attention lately? 50% of Americans live paycheck to paycheck, and huge numbers of Americans have been bankrupted by health care costs. Go live in Ayn Rand land, but that's not here.
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Enaid Registered User User ID: 14189 12-16-2011 06:20 PM
Posts: 6,376
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RE: Why is health insurance tied to employment in the US?
LoP Guest Wrote:Enaid Wrote:absurdious Wrote:Actually I was referring more to the idea that each individual should take responsibility for their own health care, as in taking care of your health. Living a healthy lifestyle: emotionally, physically, and mentally.
The body has been endowed with amazing powers to heal itself, just as with the rest of nature. It is only through our own ignorance and ego have we forgotten that.
SSSHHHHHH The natives here really hate the concept of personal responsibility. They get real f*cking mad at the concept.
Your common sense really gets em all foaming at the mouth and shit.
The last place I want the government is involved in my health care.
It's not just about you sister. Obviously you have a job or lots of dough.
Have you been paying attention lately? 50% of Americans live paycheck to paycheck, and huge numbers of Americans have been bankrupted by health care costs. Go live in Ayn Rand land, but that's not here.
So, decided what type of government do you want?
Personally, I think the government should stay the f*ck outta peoples' lives as much as possible.
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Twatwaffle lop guest User ID: 68215 12-16-2011 07:32 PM
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RE: Why is health insurance tied to employment in the US?
LoP Guest Wrote:We could have a war in Iraq, or health care for everyone. Which did our government choose?
A false dichotomy meant to elicit a knee-jerk response--- but not the point of the thread.
The moral of the story is that price and wage controls have market and societal consequences. Some can be legitimately foreseen while some, as in the case of employer-provided healthcare, will be scintillatingly unforeseen.
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