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Made some payments on my medical debt
LoP Guest
lop guest
User ID: 266736
02-11-2019 07:03 PM

 




Post: #16
RE: Made some payments on my medical debt
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Did you negotiate with them? Most will settle for 50% ish. They only paid like .10 per dollar to buy the accounts, so they have room to settle for a lesser amount.
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The Ghost Of LOP
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User ID: 222888
02-11-2019 07:04 PM

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Post: #17
RE: Made some payments on my medical debt
Dongfang Shou  Wrote: (02-11-2019 07:03 PM)
Why do republicans say "pay your bills" knowing dam well they are legally allowed to rob you. But when you don't pay you are a dead beat or a pos on society? ???

That's my question.

The way things are :(

Everything is crooked almost any more.
Utilities , Hospital Bills, Lawyers exc exc

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LoP Guest
lop guest
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02-11-2019 07:05 PM

 




Post: #18
RE: Made some payments on my medical debt


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The Ghost Of LOP
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02-11-2019 07:06 PM

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Post: #19
RE: Made some payments on my medical debt
LoP Guest  Wrote: (02-11-2019 07:03 PM)
Did you negotiate with them? Most will settle for 50% ish. They only paid like .10 per dollar to buy the accounts, so they have room to settle for a lesser amount.

I will try to negotiate on the two $714.00 bills That are open,

I am trying to pay off the small amounts first.

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LoP Guest
lop guest
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02-11-2019 07:07 PM

 




Post: #20
RE: Made some payments on my medical debt
The Ghost Of LOP  Wrote: (02-11-2019 07:02 PM)
LoP Guest  Wrote: (02-11-2019 07:01 PM)
ER doctors akwats bill separately. It's been explained to you before. It is not double billing.



slap

Well they are contracted out. Same thing really.

That's why they bill you separately. Because they are contracted out. chuckle
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Dongfang Shou
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User ID: 440008
02-11-2019 07:08 PM

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Post: #21
RE: Made some payments on my medical debt
The Ghost Of LOP  Wrote: (02-11-2019 07:04 PM)
Dongfang Shou  Wrote: (02-11-2019 07:03 PM)
Why do republicans say "pay your bills" knowing dam well they are legally allowed to rob you. But when you don't pay you are a dead beat or a pos on society? ???

That's my question.

The way things are :(

Everything is crooked almost any more.
Utilities , Hospital Bills, Lawyers exc exc

Doesn't mean you should bow down.
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Archangel
Michael
User ID: 441975
02-11-2019 07:08 PM

Posts: 14,115




Post: #22
RE: Made some payments on my medical debt
Sure, pay off the smaller ones first. Then even if times become more complex, the larger ones would settle for a small payment monthly, or when you can afford them.

Hopefully, things financial will continue to improve for you, Ghost.
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The Ghost Of LOP
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02-11-2019 07:09 PM

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Post: #23
RE: Made some payments on my medical debt
All the debt listed is with the same collections / provider

CAROLINA MOUNTAIN EMERG MED <--- The one sent to collections
AMERIFINANCIAL SOLUTIONS <--- Colletions

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Dongfang Shou
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02-11-2019 07:09 PM

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Post: #24
RE: Made some payments on my medical debt
The main reason you should never pay a collection bill.

Your credit will not be fixed if you pay the bill.
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The Ghost Of LOP
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02-11-2019 07:10 PM

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Post: #25
RE: Made some payments on my medical debt
LoP Guest  Wrote: (02-11-2019 07:07 PM)
The Ghost Of LOP  Wrote: (02-11-2019 07:02 PM)
Well they are contracted out. Same thing really.

That's why they bill you separately. Because they are contracted out. chuckle

Sneaky trick the bastards play on you.

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Thanks to PopEye for the suggestion
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Archangel
Michael
User ID: 441975
02-11-2019 07:10 PM

Posts: 14,115




Post: #26
RE: Made some payments on my medical debt
LoP Guest  Wrote: (02-11-2019 07:07 PM)
The Ghost Of LOP  Wrote: (02-11-2019 07:02 PM)
Well they are contracted out. Same thing really.

That's why they bill you separately. Because they are contracted out. chuckle

That way they can eat you like fleas do. Many small bites destroy one's finances less obviously than a couple of large bites, but just as surely.

They take all your money, so there's no money for fun and enjoyable things, vacations, travel, etc. Depression then can settle except among the most stalwart, as they damage lives further.
(This post was last modified: 02-11-2019 07:12 PM by Archangel.) Quote this message in a reply
LoP Guest
lop guest
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02-11-2019 07:11 PM

 




Post: #27
RE: Made some payments on my medical debt
The Ghost Of LOP  Wrote: (02-11-2019 07:10 PM)
LoP Guest  Wrote: (02-11-2019 07:07 PM)
That's why they bill you separately. Because they are contracted out. chuckle

Sneaky trick the bastards play on you.

Yep.
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The Ghost Of LOP
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User ID: 222888
02-11-2019 07:11 PM

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Post: #28
RE: Made some payments on my medical debt
Archangel  Wrote: (02-11-2019 07:08 PM)
Sure, pay off the smaller ones first. Then even if times become more complex, the larger ones would settle for a small payment monthly, or when you can afford them.

Hopefully, things financial will continue to improve for you, Ghost.

That is what I am thinking and working on.


If i can clear these Derogatory marks
it might help my Credit...

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LoP Guest
lop guest
User ID: 487315
02-11-2019 07:21 PM

 




Post: #29
RE: Made some payments on my medical debt
Dongfang Shou  Wrote: (02-11-2019 07:09 PM)
The main reason you should never pay a collection bill.

Your credit will not be fixed if you pay the bill.

The damage is already done.

You need to avoid them and ride it out for 5 years after the statute of limitations runs out then your credit will be fixed and you own nothing.

The. You roll the dice and play some more
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LoP Guest
lop guest
User ID: 464826
02-11-2019 07:23 PM

 




Post: #30
RE: Made some payments on my medical debt
LoP Guest  Wrote: (02-11-2019 07:21 PM)
Dongfang Shou  Wrote: (02-11-2019 07:09 PM)
The main reason you should never pay a collection bill.

Your credit will not be fixed if you pay the bill.

The damage is already done.

You need to avoid them and ride it out for 5 years after the statute of limitations runs out then your credit will be fixed and you own nothing.

The. You roll the dice and play some more

I think medical bills and student loans are exempt from a statute limit.
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