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Just had to go over my credit limit to get gas.
Яudis
Registered User
User ID: 425629
08-12-2017 05:56 AM

Posts: 10,656



Post: #16
RE: Just had to go over my credit limit to get gas.
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How MUCH did they just CHARGE You For GOING Over!
Its usually $50 and that adds UP!

[Image: running_panther_by_otonashi_san-d4ct7db.gif] Tantummodo Crede.
Comrade Rudis of The USSA at your service.
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The Ghost of ULP
Registered User
User ID: 417094
08-12-2017 05:57 AM

Posts: 29,290



Post: #17
RE: Just had to go over my credit limit to get gas.
Яudis  Wrote: (08-12-2017 05:56 AM)
How MUCH did they just CHARGE You For GOING Over!
Its usually $50 and that adds UP!

Probably $35.00 Was my 1st time going over so waiting to see how much.

Crazy Lunatic Since 2014.... I post and you debate and think about it.
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Яudis
Registered User
User ID: 425629
08-12-2017 05:59 AM

Posts: 10,656



Post: #18
RE: Just had to go over my credit limit to get gas.
The Ghost of ULP  Wrote: (08-12-2017 05:54 AM)
Яudis  Wrote: (08-12-2017 05:48 AM)
But truthfully, you are about to get caught in a credit trap!

1.) You need to add up how much you make in a year!
2.) Then Write a PayCheck to PayCheck Budget.

You get paid every 2 weeks right!
Then you need a 2 week budget!
2 Budgets = 1 Month!
And so on!

Do not go over your limit!
Your on a budget, if you go over you end up in a trap of
having to float credit and debt you dont make the money
to pay back!

What I had planned on was using my credit card and then paying it off using my paycheck every two weeks. But I got hit all at once this pay cycle with car insurance, inspection, tag/taxes plus food.
WRITE a BUDGET!
A 2 week paycheck budget and A Monthly Budget!
12 Monthly Budgets = Your Yearly Budget!
On the Yearly Budget you need to include
annual expenditures like Tags and registration!

[Image: running_panther_by_otonashi_san-d4ct7db.gif] Tantummodo Crede.
Comrade Rudis of The USSA at your service.
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Яudis
Registered User
User ID: 425629
08-12-2017 06:08 AM

Posts: 10,656



Post: #19
RE: Just had to go over my credit limit to get gas.
I myself have
1) A weekly budget
1a) 4 weekly Budgets = 1 Month
2) I live by 28 day month, 13 months in a year, its perfectly balanced.
2a) 13 Monthly budgets = 1 year.

Weekly Budget
Monthly Budget
Yearly Budget

I am not in debt and I save money.

[Image: running_panther_by_otonashi_san-d4ct7db.gif] Tantummodo Crede.
Comrade Rudis of The USSA at your service.
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Homer Simpson
Tubby Cooter O'Fartsniffer
User ID: 425494
08-12-2017 06:12 AM

Posts: 32,392



Post: #20
RE: Just had to go over my credit limit to get gas.
[Image: giphy.gif]

"Go with the flow, like a twig on the shoulders of a mighty stream" Del Griffith

[Image: ykH0R1C.gif]
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The Ghost of ULP
Registered User
User ID: 417094
08-12-2017 06:13 AM

Posts: 29,290



Post: #21
RE: Just had to go over my credit limit to get gas.
Homer Simpson  Wrote: (08-12-2017 06:12 AM)
[Image: giphy.gif]

Cheer Cat Gif !

Crazy Lunatic Since 2014.... I post and you debate and think about it.
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TGus
lop guest
User ID: 401245
08-12-2017 06:59 AM

 



Post: #22
RE: Just had to go over my credit limit to get gas.
sh*t happens. Tomorrow's another day.
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LoP Guest
lop guest
User ID: 427333
08-12-2017 07:09 AM

 



Post: #23
RE: Just had to go over my credit limit to get gas.
I hear ya dude. I'm trying hard to pay it off & get rid of it. Dog had to go to the vet...ugh Had to tap into it...S977
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The Ghost of ULP
Registered User
User ID: 417094
08-12-2017 07:12 AM

Posts: 29,290



Post: #24
RE: Just had to go over my credit limit to get gas.
TGus  Wrote: (08-12-2017 06:59 AM)
sh*t happens. Tomorrow's another day.

True....

Crazy Lunatic Since 2014.... I post and you debate and think about it.
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The Ghost of ULP
Registered User
User ID: 417094
08-12-2017 07:12 AM

Posts: 29,290



Post: #25
RE: Just had to go over my credit limit to get gas.
LoP Guest  Wrote: (08-12-2017 07:09 AM)
I hear ya dude. I'm trying hard to pay it off & get rid of it. Dog had to go to the vet...ugh Had to tap into it...S977

makes you want to S977

Crazy Lunatic Since 2014.... I post and you debate and think about it.
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LoP Guest
lop guest
User ID: 427333
08-12-2017 07:16 AM

 



Post: #26
RE: Just had to go over my credit limit to get gas.
The Ghost of ULP  Wrote: (08-12-2017 07:12 AM)
LoP Guest  Wrote: (08-12-2017 07:09 AM)
I hear ya dude. I'm trying hard to pay it off & get rid of it. Dog had to go to the vet...ugh Had to tap into it...S977

makes you want to S977

It's good to have in an emergency. Things come up, car breaks down,...etc. It's good to have a... 'safety net.'

pay it back ASAP
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The Ghost of ULP
Registered User
User ID: 417094
08-12-2017 07:18 AM

Posts: 29,290



Post: #27
RE: Just had to go over my credit limit to get gas.
LoP Guest  Wrote: (08-12-2017 07:16 AM)
The Ghost of ULP  Wrote: (08-12-2017 07:12 AM)
makes you want to S977

It's good to have in an emergency. Things come up, car breaks down,...etc. It's good to have a... 'safety net.'

pay it back ASAP

That is the plan I hope any how...

Crazy Lunatic Since 2014.... I post and you debate and think about it.
Quote this message in a reply
LoP Guest
lop guest
User ID: 427333
08-12-2017 07:22 AM

 



Post: #28
RE: Just had to go over my credit limit to get gas.
The Ghost of ULP  Wrote: (08-12-2017 07:18 AM)
LoP Guest  Wrote: (08-12-2017 07:16 AM)
It's good to have in an emergency. Things come up, car breaks down,...etc. It's good to have a... 'safety net.'

pay it back ASAP

That is the plan I hope any how...

If your cards maxed out, what happens if your car breaks down tomorrow? NEVER put yourself in that position.....ALWAYS have a cushion.
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The Ghost of ULP
Registered User
User ID: 417094
08-12-2017 07:23 AM

Posts: 29,290



Post: #29
RE: Just had to go over my credit limit to get gas.
LoP Guest  Wrote: (08-12-2017 07:22 AM)
The Ghost of ULP  Wrote: (08-12-2017 07:18 AM)
That is the plan I hope any how...

If your cards maxed out, what happens if your car breaks down tomorrow? NEVER put yourself in that position.....ALWAYS have a cushion.

Plans are in works if they go right. I will have one card for normal everyday purchases. Another back up that will keep for emergencies and will not use it.

Crazy Lunatic Since 2014.... I post and you debate and think about it.
(This post was last modified: 08-12-2017 07:24 AM by The Ghost of ULP.) Quote this message in a reply
LoP Guest
lop guest
User ID: 427333
08-12-2017 07:25 AM

 



Post: #30
RE: Just had to go over my credit limit to get gas.
The Ghost of ULP  Wrote: (08-12-2017 07:23 AM)
LoP Guest  Wrote: (08-12-2017 07:22 AM)
If your cards maxed out, what happens if your car breaks down tomorrow? NEVER put yourself in that position.....ALWAYS have a cushion.

Plans are in works if they go right. I will have one card for normal everyday purchases. Another back up that will keep for emergencies and will not use it.

Jhikpghf
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