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Equifax hack, my kids future, what to do and NOT to do
angryveteran75
Registered User
User ID: 383673
09-13-2017 07:18 AM

Posts: 162



Post: #46
RE: Equifax hack, my kids future, what to do and NOT to do
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angryveteran75  Wrote: (09-13-2017 07:15 AM)
Last I heard, the New York AG's office made contact with Equifax. The announcement from Equifax as a result of the inquiry is that the waiver of the right to sue ONLY applies to the offer of free credit monitoring, and NOT a waiver of a right to sue for the hacking.

Meaning that anyone is still eligible to sue for the hack, but not for any issues with the free credit monitoring service that Equifax has offered go those affected.
But I still don't trust those MF'ers. The CFPB, the FTC and other alphabet agencies are getting involved as we speak.
I was affected, my wife's SSN was not.
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Elizabeth
Yeh Yeh I Know
User ID: 373690
09-13-2017 08:19 AM

Posts: 6,479



Post: #47
RE: Equifax hack, my kids future, what to do and NOT to do
angryveteran75  Wrote: (09-13-2017 07:18 AM)
angryveteran75  Wrote: (09-13-2017 07:15 AM)
Last I heard, the New York AG's office made contact with Equifax. The announcement from Equifax as a result of the inquiry is that the waiver of the right to sue ONLY applies to the offer of free credit monitoring, and NOT a waiver of a right to sue for the hacking.

Meaning that anyone is still eligible to sue for the hack, but not for any issues with the free credit monitoring service that Equifax has offered go those affected.
But I still don't trust those MF'ers. The CFPB, the FTC and other alphabet agencies are getting involved as we speak.
I was affected, my wife's SSN was not.

Thanks for the info.

Heartflowers

Yeh I dont trust them either. Im thinking this whole thing is much more massive than they are letting on.

And the repercussions from this could trigger major economic instability.

"I think if people want to wipe out reminders of slavery, segregation & white supremacy we might consider getting rid of the Democratic Party"- Dnesh D'Souza
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LoP Guest
lop guest
User ID: 397275
09-13-2017 08:29 AM

 



Post: #48
RE: Equifax hack, my kids future, what to do and NOT to do
I'm not worried about it. They just write it off anyway.
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LopDude
ᏕᏂᎥᏖᎮᎧᏕᏖᎥᏁᎶ ᏋᏝᎥᏖᏋ
User ID: 399559
09-13-2017 09:10 AM

Posts: 7,591



Post: #49
RE: Equifax hack, my kids future, what to do and NOT to do
i ran my info on equifax site today. results suggest that my info "may" have been compromised. i focus on the word "may" meaning, by some sliver of hope, my data wasnt really affected. we dont have any business with that company. i will monitor the monthly bank statement for rest of this year.

[Image: np57gsp-gif.3372]
[Image: Y1EbFxg.gif]
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LoP Guest
lop guest
User ID: 397275
09-13-2017 09:25 AM

 



Post: #50
RE: Equifax hack, my kids future, what to do and NOT to do
LopDude  Wrote: (09-13-2017 09:10 AM)
i ran my info on equifax site today. results suggest that my info "may" have been compromised. i focus on the word "may" meaning, by some sliver of hope, my data wasnt really affected. we dont have any business with that company. i will monitor the monthly bank statement for rest of this year.

CANCEL Your CC
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Elizabeth
Yeh Yeh I Know
User ID: 373690
09-13-2017 10:05 AM

Posts: 6,479



Post: #51
RE: Equifax hack, my kids future, what to do and NOT to do
LopDude  Wrote: (09-13-2017 09:10 AM)
i ran my info on equifax site today. results suggest that my info "may" have been compromised. i focus on the word "may" meaning, by some sliver of hope, my data wasnt really affected. we dont have any business with that company. i will monitor the monthly bank statement for rest of this year.

If you have applied for any credit anywhere, (not sure if only in US), for a car loan, credit card, Mortgage... Even if 20 yrs ago, as in our case, with a car loan.... You have likely done business with Equifax

Its one of the Big 3, Credit reporting agencies ... along with Trans Union, and Experian


Credit bureau

A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India and Special Accessing Entity in the Philippines. It is not the same as a credit rating agency.

Most U.S. consumer credit information is collected and kept by the four national traditional consumer reporting agencies: Experian (formerly TRW Information Systems & Services and the CCN Group), Equifax, TransUnion, and Innovis (which was purchased from First Data Corporation in 1999 by CBC Companies). These organizations are for-profit businesses and possess no government affiliation. Though they are competitors, they are members of a trade organization called the Consumer Data Industry Association (CDIA) to establish reporting standards and lobby on behalf of their industry issues in Washington. Current reporting standards accepted by the four U.S. CRAs are Metro and Metro2. The Metro2 standard is defined in the annual CDIA publication, the Credit Reporting Resource Guide. Consumers are entitled to a free annual credit report from each of the three nationwide consumer reporting agencies, Equifax, Experian and TransUnion. Consumers can go to annualcreditreport.com, the Internet site maintained by the three companies, to get their free report.

https://en.m.wikipedia.org/wiki/Credit_bureau

"I think if people want to wipe out reminders of slavery, segregation & white supremacy we might consider getting rid of the Democratic Party"- Dnesh D'Souza
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LoP Guest
lop guest
User ID: 113198
09-13-2017 10:19 AM

 



Post: #52
RE: Equifax hack, my kids future, what to do and NOT to do
there never was any future in this world

only fools ever believed otherwise
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SlowLoris
Don't mess with Granny
User ID: 375807
09-13-2017 12:01 PM

Posts: 13,803



Post: #53
RE: Equifax hack, my kids future, what to do and NOT to do
Яudis  Wrote: (09-12-2017 11:43 PM)
I woke Up Last Night and Equifax was fondling my JUNK!

I just found out Equifax allowed some hacker to fondle my junk while I was sleeping. And I didn't wake up! Now they want me to sign up for some kind of guardian entity that will watch me while I'm sleeping. Sounds kind of creepy.
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Elizabeth
Yeh Yeh I Know
User ID: 419028
09-13-2017 12:06 PM

Posts: 6,479



Post: #54
RE: Equifax hack, my kids future, what to do and NOT to do
I just did another thread explaining how the three credit bureaus including Equifax work.

Its some scary crap once you read it.

Its crazy how you dont realize how they collect and share your data... well I didnt fully realize at least

"I think if people want to wipe out reminders of slavery, segregation & white supremacy we might consider getting rid of the Democratic Party"- Dnesh D'Souza
(This post was last modified: 09-13-2017 12:07 PM by Elizabeth.) Quote this message in a reply
Sarah
Registered User
User ID: 257528
09-13-2017 12:21 PM

Posts: 14,050



Post: #55
RE: Equifax hack, my kids future, what to do and NOT to do
Whoa! Just heard on Headline News that the FBI (or whomever) is considering launching a federal investigation into INSIDER TRADING, because many of the higher ups DUMPED millions and millions in stock about 6 weeks before the security breach was made public!

Rocket


It just gets worse and worse.
(This post was last modified: 09-13-2017 12:22 PM by Sarah.) Quote this message in a reply
BulletProofBeefCake
MOLON LABE BITCHES!
User ID: 412294
09-13-2017 02:53 PM

Posts: 1,869



Post: #56
RE: Equifax hack, my kids future, what to do and NOT to do
LopDude  Wrote: (09-13-2017 09:10 AM)
i ran my info on equifax site today. results suggest that my info "may" have been compromised. i focus on the word "may" meaning, by some sliver of hope, my data wasnt really affected. we dont have any business with that company. i will monitor the monthly bank statement for rest of this year.

DONT look at that as a glimmer of hope. It IS stolen, they just put it like that to make people like you feel better... (no offense)

Seriously, all your life data was stolen. Time to do something about it.


And let me clarify to everyone...

DO NOT SIGN UP FOR EQUIFAX FREE YEAR OF MONITORING!!!!!

YOU WAIVE YOUR RIGHT TO SUE FOR DAMAGES IF YOU DO!!!

Its in the fine print.

[Image: cooltext243545781999183_zpsxrux2xve.png]
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BulletProofBeefCake
MOLON LABE BITCHES!
User ID: 412294
09-13-2017 02:55 PM

Posts: 1,869



Post: #57
RE: Equifax hack, my kids future, what to do and NOT to do
Sarah  Wrote: (09-13-2017 12:21 PM)
Whoa! Just heard on Headline News that the FBI (or whomever) is considering launching a federal investigation into INSIDER TRADING, because many of the higher ups DUMPED millions and millions in stock about 6 weeks before the security breach was made public!

Rocket


It just gets worse and worse.

Yes this is correct! Equifax sat on the info for at least a month. They found out about it, and started selling off shares, which should have raised eyebrows immediately, but didnt make the news AFAIK.

Prison time for those in the know, for sure.

Suicide watch time, will we get any jumpers?

[Image: cooltext243545781999183_zpsxrux2xve.png]
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LoP Guest
lop guest
User ID: 320526
09-13-2017 05:10 PM

 



Post: #58
RE: Equifax hack, my kids future, what to do and NOT to do
angryveteran75  Wrote: (09-13-2017 07:18 AM)
angryveteran75  Wrote: (09-13-2017 07:15 AM)
Last I heard, the New York AG's office made contact with Equifax. The announcement from Equifax as a result of the inquiry is that the waiver of the right to sue ONLY applies to the offer of free credit monitoring, and NOT a waiver of a right to sue for the hacking.

Meaning that anyone is still eligible to sue for the hack, but not for any issues with the free credit monitoring service that Equifax has offered go those affected.
But I still don't trust those MF'ers. The CFPB, the FTC and other alphabet agencies are getting involved as we speak.
I was affected, my wife's SSN was not.

Won't matter. Everyone effected is screwed.

Equifax is gonna go down. No one will get a dime.

Protect your credit and pay yet another bill.
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LoP Guest
lop guest
User ID: 397429
09-13-2017 05:31 PM

 



Post: #59
RE: Equifax hack, my kids future, what to do and NOT to do
LoP Guest  Wrote: (09-12-2017 09:51 PM)
Why dont people just deal in cash and stick 2 fingers up to the credit system?

Credit is debt. Don't take on the debt in the first place.

I have lived my whole 49 years without credit debt and pay cash for what I have. The drawback is that in order to do this, you end up paying more. Although unfair, I believe it's worth the added expense to say fvck you to usury..
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Elizabeth
Yeh Yeh I Know
User ID: 373690
09-13-2017 05:56 PM

Posts: 6,479



Post: #60
RE: Equifax hack, my kids future, what to do and NOT to do
BulletProofBeefCake  Wrote: (09-13-2017 02:55 PM)
Sarah  Wrote: (09-13-2017 12:21 PM)
Whoa! Just heard on Headline News that the FBI (or whomever) is considering launching a federal investigation into INSIDER TRADING, because many of the higher ups DUMPED millions and millions in stock about 6 weeks before the security breach was made public!

Rocket


It just gets worse and worse.

Yes this is correct! Equifax sat on the info for at least a month. They found out about it, and started selling off shares, which should have raised eyebrows immediately, but didnt make the news AFAIK.

Prison time for those in the know, for sure.

Suicide watch time, will we get any jumpers?

A Month!

S977

"I think if people want to wipe out reminders of slavery, segregation & white supremacy we might consider getting rid of the Democratic Party"- Dnesh D'Souza
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